Flexible financing

Get Started Today. Pay Over Time.

We believe every homeowner deserves a quality home — not just those who can pay upfront. Our financing options make it easy to start your project now and pay on a schedule that works for you.

0% interest options availableApprovals in minutesNo prepayment penaltiesLoans up to $100,000

Why Finance With Ever Home?

We've partnered with leading home improvement lenders to offer competitive rates and flexible terms. Whether you're replacing a roof, remodeling a kitchen, or upgrading your windows, financing lets you move forward without draining your savings.

$500
Minimum project size
24hr
Typical approval time
$100K
Maximum loan amount
0%
Promotional APR available

Choose Your Plan

Most popular

Same-As-Cash

0% APR
12–18 months

Pay nothing in interest if your balance is paid in full within the promotional period. Perfect for smaller projects you plan to pay off quickly.

  • 0% interest for 12 or 18 months
  • No down payment required
  • Fixed monthly payments
  • No prepayment penalty
Apply for This Plan
Best for large projects

Low Monthly Payment

As low as 6.99% APR
Up to 120 months

Spread the cost of a major renovation over up to 10 years with predictable monthly payments and competitive fixed rates.

  • Terms from 24 to 120 months
  • Fixed interest rate
  • Loans from $1,000 to $100,000
  • No home equity required
Apply for This Plan
Start now, pay later

Deferred Payment

Fixed rate
90-day deferral

Get your project started immediately and make your first payment 90 days later. Ideal when you need the work done now but want time to budget.

  • No payments for 90 days
  • Project starts immediately
  • Competitive fixed rate after deferral
  • Available on projects over $2,500
Apply for This Plan

How It Works

01

Get Your Free Estimate

We assess your project and provide a detailed written estimate at no cost or obligation.

02

Choose a Financing Plan

Select the payment option that fits your budget — our team walks you through every plan.

03

Apply in Minutes

Complete a simple online application. Most customers receive a decision within minutes.

04

Project Begins

Once approved, we schedule your project and get to work. You pay over time, stress-free.

Common Questions

Still have questions? Call us at (215) 479-5508 and we'll walk you through your options.

Ready to Get Started?

Request your free estimate today and ask about financing during your consultation.